Payday Sites Mini Credit
 

Mini Credit Mini Credit

Mini Credit
Lender
Mini Credit
Max Loan Amount
£400 (£1500 Existing Customers)
Repayable on £100 (over 28 days)
£130.00
Representative APR
4382.5%
Representative Example
Total amount of credit £400.00. Borrowed for 30 days. Interest rate 365% pa (fixed, also charged on administrative and transfer fee). Interest amount £120.00. Total amount payable £520.00.

Please feel free to leave your customer review if you have used Mini Credit Loans.

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Mini Credit Review

Mini Credit Loans is a loan site offering loans from £100 up to £400 for a period slightly longer than the normal payday loan company which mean you can borrow money with Mini Credit for up to 42 days but as usual interest is calculated for each day the money is borrowed so do your sums before going for the full 42 days, saying that it could be great tool if you need that little extra time before making your loan repayment. APR levels are up around Wonga at 4382.5% which is not the lowest we have seen, so worth doing a couple of comparisons of cost before maybe taking out a Mini Credit loan.


Cash looks like it can be sent in as little as 15 minutes, which is one of the fastest options we have seen so full marks for full deposit, Mini Credit state that this transfer time is 7 days a week but there could be an optional £19.50 transfer fee for such a speedy payout of cash.


The Mini Credit site seems very straight forward to use with a good layout, the FAQ payday loan section is very comprehensive with loads of information about loans and Mini credit in general.


Mini credit does have one neat feature which is the apply by text message or sms, once registered with Mini Credit you can apply for new loans by using a PIN number and sending information such as loan amount and period but text messages are charged at £1 so only needs to be used if you can’t get access to a computer or internet connection. Overall the site is comprehensive and Mini Credit seems to get favourable reviews online and once you are an established customer with Mini Credit you can apply for loans up to £1500. We hope you have found this and the customer Mini Credit Reviews helpful.

 
 

User reviews

Average user rating from: 6 user(s)

Consumer Rating 
 
3.2  (6)
Ratings (the higher the better)
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Mini Credit 2014-04-27 09:17:56 judith
Consumer Rating 
 
5.0
Reviewed by judith    April 27, 2014

butty

hi I have tried to reopen my account but it wont let me .I found them very good and helpful.would use you again but unable to log in

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Mini Credit 2014-04-24 17:00:45 bev
Consumer Rating 
 
1.0
Reviewed by bev    April 24, 2014

mini credit

This Company is terrible . I had a loan from them and they asked for the payment 4 times on the same day instead of once and then it took 5 working days for the refund to get to my account which left me in great difficulty paying other direct debits. The total amount was £420.90 which they took in error. they were very unhelpful and even though they can take payment immediately when it come to refunding you have to wait. This was totally their error and they didn't want to know - absolutely disgusting.

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Mini Credit 2013-07-18 19:40:34 Johnny
Consumer Rating 
 
2.0
Reviewed by Johnny    July 18, 2013

Not this time

Have used mini credit before and have always managed to get accepted, but this time I was unable to so was a bit surprised with no explanation. So just wanted to post on this minicredit review, not sure it will make much difference to be fair.

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Mini Credit 2013-07-12 20:06:06 Mac
Consumer Rating 
 
3.0
Reviewed by Mac    July 12, 2013

Minicredit

Found the site a little confusing but maybe as I only have a old laptop and not all parts of the site were loading up ok!

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Mini Credit 2013-05-20 19:21:44 paulgreen
Consumer Rating 
 
4.0
Reviewed by paulgreen    May 20, 2013

Mini Credit Loans

Mini Credit Loans are ok!

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Mini Credit 2013-05-20 19:12:18 Shell88
Consumer Rating 
 
4.0
Reviewed by Shell88    May 20, 2013

Text Loans

The text loan feature works well, I have never been great with technology but when I was on holiday I need a couple of extra quid to see me last few days! I tried it and they money was in my account within minutes.

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